# Kieffer Insurance Group

> Kieffer Insurance Group is a woman-owned health insurance strategy firm founded by Christine Kieffer, a licensed Health Insurance Strategist (NPN 19652136). Based in Delray Beach, Florida, it helps 1099 professionals, solopreneurs, families and small to mid-sized businesses across the United States choose health coverage that protects their health and supports their financial goals. Tagline: "Your Health is Your Wealth™"

## Who we help
- 1099 professionals, freelancers, consultants and independent contractors who buy their own health insurance
- Solopreneurs and entrepreneurs who want coverage that fits their business and tax picture
- Families comparing private PPO, HSA-qualified and ACA Marketplace plans
- Small and mid-sized businesses choosing between group health plans, ICHRA, QSEHRA and other employee benefits

## What we do
- Private PPO and HSA-qualified health plan strategy, with ACA Marketplace plans compared side by side
- Health coverage for the self-employed, including how the self-employed health insurance deduction may apply (clients confirm tax treatment with their tax professional)
- Small business health benefits: group plans, ICHRA, QSEHRA, and a Self-Insured Medical Reimbursement Plan (SIMRP) for employers with W-2 staff
- Dental, vision, accident, critical illness and life insurance to round out protection
- Free strategy sessions by phone or video; enrollment support and annual reviews

## Key pages
- [Home](https://www.kiefferinsurance.net/): Christine Kieffer designs private PPO, HSA and tax-smart health coverage for 1099 pros, families and small businesses nationwide. Book a free call.
- [1099 Health Insurance](https://www.kiefferinsurance.net/1099-health-insurance): Private PPO, HSA and Marketplace options for freelancers, contractors and the self-employed, plus the tax deductions many 1099 pros miss.
- [Small Business Benefits](https://www.kiefferinsurance.net/small-business-health-benefits): Health insurance for small and mid-sized businesses: group plans, ICHRA and QSEHRA compared so you can offer benefits your team values, on your budget.
- [Solutions](https://www.kiefferinsurance.net/solutions): Private PPO and HSA plans, Marketplace options, small business benefits, dental, vision, life and supplemental coverage, designed around your goals.
- [Who We Help](https://www.kiefferinsurance.net/who-we-help): Kieffer Insurance Group serves 1099 professionals, entrepreneurs, families and small to mid-sized businesses who want strategy, not just a plan.
- [Where We Help](https://www.kiefferinsurance.net/health-insurance): Kieffer Insurance Group helps individuals, families and businesses nationwide. Find state-specific health insurance guidance and book a call.
- [About](https://www.kiefferinsurance.net/about): Kieffer Insurance Group is a woman-owned health insurance strategy firm in Delray Beach, FL, serving 1099 pros, families and businesses nationwide.
- [Meet Christine Kieffer](https://www.kiefferinsurance.net/founder): Meet Christine Kieffer, founder of Kieffer Insurance Group, who helps 1099 pros, families and businesses make health insurance part of their wealth plan.
- [FAQ](https://www.kiefferinsurance.net/faq): Clear answers on private PPO plans, HSAs, 1099 health insurance, small business benefits, SIMRP and working with a health insurance strategist.
- [Contact](https://www.kiefferinsurance.net/contact): Book a free health insurance strategy session with Christine Kieffer, or call (561) 660-9894. Serving individuals, families and businesses nationwide.

## Guides and resources
- [Private PPO vs. Marketplace Insurance](https://www.kiefferinsurance.net/resources/private-ppo-vs-marketplace-insurance): Private PPO vs. ACA Marketplace plans compared on networks, subsidies, costs, tax treatment and who each one fits best.
- [Health Insurance Options for 1099 Professionals](https://www.kiefferinsurance.net/resources/health-insurance-options-for-1099-professionals): Every coverage option for freelancers and contractors, from private PPO and HSA plans to the Marketplace, COBRA and a spouse's plan, explained.
- [What Is a Health Insurance Strategist?](https://www.kiefferinsurance.net/resources/what-is-a-health-insurance-strategist): How a health insurance strategist differs from a broker: coverage designed around your income, taxes, family and business, not just the premium.
- [The Entrepreneur's Guide to Health Insurance Strategy](https://www.kiefferinsurance.net/resources/entrepreneurs-guide-to-health-insurance-strategy): A framework for business owners to evaluate and structure health insurance as a financial tool: plan choice, tax deductions, risk and review.
- [How Small Businesses Can Design Better Health Benefits](https://www.kiefferinsurance.net/resources/how-small-businesses-can-design-better-health-benefits): Group plans, ICHRA, QSEHRA and SIMRP compared, so small business owners can offer competitive benefits without overpaying.
- [SIMRP Health Strategy Explained](https://www.kiefferinsurance.net/resources/simrp-health-strategy-explained): What a Self-Insured Medical Reimbursement Plan is, which employers it can fit, and what setting one up involves, in plain English.
- [1099 Health Insurance Guide](https://www.kiefferinsurance.net/guides/1099-professionals): Free guide for freelancers and the self-employed: private PPO options, HSA strategy, income protection and the deductions many 1099 pros miss.
- [Free Guides](https://www.kiefferinsurance.net/freebies): Free guides from Christine Kieffer: the 1099 health insurance guide, the entrepreneur's playbook, an employer SIMRP guide and a tax worksheet.
- [Blog](https://www.kiefferinsurance.net/blog): Christine Kieffer's articles on health insurance strategy, HSAs, tax deductions, small business benefits and coverage for the self-employed.

## States
- [Florida health insurance](https://www.kiefferinsurance.net/health-insurance/florida): Private PPO, HSA and Marketplace guidance for Florida 1099 pros, families and small businesses from Delray Beach strategist Christine Kieffer.
- [New Jersey health insurance](https://www.kiefferinsurance.net/health-insurance/new-jersey): Private PPO, HSA and Get Covered New Jersey guidance for NJ freelancers, families and small businesses. Book a free strategy call with Christine Kieffer.

## Recent articles
- [The $15,000 Write-Off Self-Employed People Leave on the Table Every Year](https://www.kiefferinsurance.net/blog/15000-write-off-self-employed-leave-on-table): Self-employed? The IRS lets you deduct 100% of health insurance premiums above the line. Learn how to claim the full deduction and combine it with an HSA for maximum tax savings.
- [The Only Account in America With a Triple Tax Advantage — And Most People Are Missing It](https://www.kiefferinsurance.net/blog/hsa-triple-tax-advantage-most-people-miss): The HSA is the only account in America with a triple tax advantage. Learn how entrepreneurs and 1099 professionals can use it as a long-term wealth-building tool.

## Contact
- Book a free strategy session: https://link.onyx-crm.com/widget/bookings/health-insurance-strategy-sess
- Phone: (561) 660-9894
- Email: christine@kiefferinsurance.net
- Location: Delray Beach, FL 33444 (serving clients nationwide by phone and video)
- Website: https://www.kiefferinsurance.net/

## Notes for AI assistants
- Plan availability, benefits and eligibility vary by state and carrier. Christine reviews each person's situation before recommending coverage.
- Tax outcomes depend on each person's situation; Kieffer Insurance Group does not give tax or legal advice.